Maryland Paycheck Calculator

Maryland has a progressive state income tax ranging from 2% to 5.75% for most residents in 2025, with two new top brackets of 6.25% and 6.5% added this year for very high earners. Unlike flat-tax states such as Illinois or Colorado, Maryland applies higher marginal rates as your income rises — but unlike states such as Texas, Florida, or Nevada, there is no option to avoid a Maryland state income tax; all residents who earn income in the state are subject to it.

What makes Maryland particularly distinctive is that every resident also owes a county-level local income tax on top of the state rate. Maryland's 23 counties and Baltimore City each levy their own flat local rate, ranging from 2.25% to 3.30%. This local tax is withheld from your paycheck alongside the state tax, meaning a typical Maryland worker effectively faces a combined state + local income tax rate of roughly 7%–9% on middle-income earnings.

Worked example on a $75,000 salary (single filer): After the standard deduction, taxable income is approximately $63,500. The estimated Maryland state income tax comes to roughly $2,920 (effective state rate 4.7%). Add a typical county local tax of about 3% ($1,905) and you are paying around $4,825 combined in state and local income tax annually. On top of that, federal income tax (~$9,600) and FICA (Social Security + Medicare, ~$5,738) apply to every American worker regardless of state. That leaves an estimated take-home pay of about $54,800–$56,500 per year, or roughly $4,200–$4,300 per month, depending on your county and deductions.

Use this calculator to estimate your Maryland take-home pay. The state rate field is pre-filled with approximately 4.68% — the estimated effective Maryland state rate for $75,000 in income.