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Salary & Taxes

Free salary & tax calculators: take-home pay, federal income tax, self-employment tax, overtime, bonus tax, hourly-to-salary, sales tax and W-4 withholding.

10 calculators Free and online

📌 About Salary & Taxes

Your gross salary and your actual paycheck are two very different numbers, and the gap is full of brackets, FICA, withholding and deductions that are easy to get wrong. These calculators turn a wage into real take-home pay, estimate your federal income tax, and handle the special cases — overtime, bonuses, self-employment tax and W-4 withholding — using the current US rules.

Each tool shows the math behind the result, with 2025 tax brackets and the standard deduction built in. Use them to compare a job offer, convert between hourly and salary, check your paycheck, or plan how much to set aside for taxes if you're self-employed. These are estimates for planning, not tax advice.

  • Estimate take-home pay after federal tax, FICA and deductions
  • Calculate federal income tax with 2025 brackets and the standard deduction
  • Convert hourly to salary and back, including overtime pay
  • See how a bonus is taxed (the 22% supplemental rate) and what lands in your account
  • Figure self-employment tax (15.3% Social Security + Medicare) for 1099 income
  • Check your W-4 withholding and add up state and local sales tax

🧮 Calculators in this category

Income Tax

Federal Income Tax Calculator — 2025 Brackets, Effective & Marginal Rate
Find out what you owe the IRS at filing. Enter your filing status, income and pre-tax deductions to see taxable income, your tax liability stacked bracket-by-bracket, and your marginal vs. effective rate.
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Pay Conversion

Hourly to Salary Calculator — Convert Hourly Wage to Annual, Monthly & Weekly Pay
Convert any hourly wage into annual, monthly, biweekly, weekly and daily gross pay in seconds — just enter your rate, hours per week and weeks worked.
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Salary to Hourly Calculator — Convert Annual Salary to Hourly, Daily, Weekly & Monthly Pay
Convert any annual salary into an hourly wage — plus daily, weekly, biweekly and monthly gross pay. Just enter your yearly salary, hours per week and weeks worked.
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Sales & Use Tax

Sales Tax Calculator — Add or Remove Sales Tax by State Rate
Add sales tax to any price, or work backward to pull the pre-tax amount out of a tax-inclusive total — using your local state and city rate.
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Paycheck

Take-Home Pay Calculator — Estimate Your Net Paycheck After Taxes
See what actually lands in your bank account: net paycheck after federal income tax, Social Security, Medicare, 401(k) and health premiums.
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Paycheck & Withholding

Bonus Tax Calculator — Federal, FICA & State Withholding on Your Bonus
Estimate how much of your bonus is withheld for federal, Social Security, Medicare and state taxes — and what you actually take home.
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Overtime

No Tax on Overtime Calculator — 2025 OBBBA Deduction & Tax Saved
Estimate how much the 2025 "No Tax on Overtime" deduction saves you — your qualifying overtime premium, federal tax saved and the boost to your take-home pay.
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Wages & Hourly Pay

Overtime Pay Calculator — Time-and-a-Half, Double Time & Gross Total
Figure your overtime pay in seconds: regular pay, time-and-a-half or double-time OT, gross total for the week, and your effective hourly rate.
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Self-Employment

Self-Employment Tax Calculator — SE Tax, Social Security & Medicare
Estimate your self-employment tax — the 15.3% Social Security and Medicare bite freelancers and 1099 workers owe — plus the deductible half you write off above the line.
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Payroll & Withholding

W-4 Withholding Calculator — Estimate Federal Tax Withheld Per Paycheck
Estimate how much federal income tax comes out of each paycheck based on your W-4, salary, filing status, dependents and any extra withholding.
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📝 Related articles

Read more about this topic on our blog.

Federal Income Tax Brackets 2025: How Much Will You Owe?
The 2025 federal brackets run from 10% to 37%, but you never pay the top rate on all your income. Here's how brackets stack, plus a fully worked dollar example.
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Hourly vs Salary: How to Compare Job Offers
Two offers — $30/hour and $62,000 a year — look almost identical on paper. Here's how to convert between them, factor in overtime, benefits, and PTO, and decide which one actually pays more.
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Self-Employment Tax Explained for 1099 Workers
If you're a 1099 worker, self-employment tax is the 15.3% you owe on 92.35% of net earnings, on top of income tax. Here's how it works, with a full $50k example.
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How Are Bonuses Taxed in 2025?
Bonuses feel like they're taxed at a brutal rate, but that's just withholding. Here's how the 22% supplemental rate, FICA, and state tax really work, with a $10,000 example.
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❓ Frequently asked questions

How is take-home pay calculated?

Start with gross pay, subtract federal income tax (based on your bracket and the standard deduction), then FICA — 6.2% Social Security and 1.45% Medicare — plus any state tax and pre-tax deductions. What remains is your take-home pay.

Why is my bonus taxed so much?

Bonuses are supplemental wages, usually withheld at a flat 22% federal rate, plus FICA and state tax. That's withholding, not your final tax — if it's more than you owe, you get it back at filing.

How much should I set aside for self-employment tax?

Self-employment tax is 15.3% (12.4% Social Security up to the wage base + 2.9% Medicare) on net earnings, on top of income tax. Many freelancers set aside 25–30% of profit to cover both.

What's the difference between hourly and salary?

Hourly pay multiplies your rate by hours worked (with overtime past 40 hours/week), while salary is a fixed annual amount. Our hourly-to-salary calculator converts between them using a standard 2,080-hour work year.