Minnesota Paycheck Calculator
From gross salary to the number that actually hits your bank account
Minnesota is one of the higher-taxed states for wage earners because it uses a progressive income tax system with four brackets, ranging from 5.35% up to 9.85% for tax year 2025. This means your take-home pay in Minnesota is meaningfully lower than in no-income-tax states like Texas, Florida, or Washington — an important consideration when comparing job offers or planning a budget.
The four Minnesota brackets for single filers in 2025 are: 5.35% on the first ~$30,070 of taxable income; 6.80% on income from ~$30,070 to ~$98,760; 7.85% on income from ~$98,760 to $183,340; and 9.85% on income above $183,340. Minnesota's standard deduction for 2025 is $14,950 for single filers, which reduces the amount of income subject to state tax.
On top of state income tax, federal income tax (10–22% range for most middle-income earners) and FICA taxes (7.65%: 6.2% Social Security + 1.45% Medicare) also apply regardless of which state you live in.
Worked example on a $75,000 salary (single filer): After the $14,950 Minnesota standard deduction, taxable state income is about $60,050. Applying the brackets yields roughly $3,600–$3,800 in Minnesota state income tax, an effective state rate of about 5%. Combined with federal taxes and FICA, estimated take-home pay is approximately $54,000–$57,000 per year, or around $4,500–$4,750 per month. This calculator provides an estimate — consult a tax professional for advice specific to your situation.
Practical example — Minnesota
A Minnesota single filer earning $75,000 in 2025 can expect approximately $54,500–$56,700 in annual take-home pay after federal taxes, FICA, and roughly $3,700 in Minnesota state income tax — compared to about $58,000–$60,500 for the same salary in a zero-income-tax state like Florida.
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❓ Frequently asked questions
Does Minnesota have a state income tax?
Yes, Minnesota has a state income tax with four progressive brackets ranging from 5.35% to 9.85% for tax year 2025. It is one of the higher state income tax states in the US, which reduces take-home pay compared to states with no income tax.
What are Minnesota's income tax brackets for 2025?
For single filers in 2025, Minnesota taxes the first ~$30,070 of taxable income at 5.35%, income from ~$30,070 to ~$98,760 at 6.80%, income from ~$98,760 to $183,340 at 7.85%, and income above $183,340 at the top rate of 9.85%. Married filing jointly thresholds are roughly double.
How much is taken out of a paycheck in Minnesota?
For a $75,000 salary (single, standard deduction), expect roughly: federal income tax ~$9,000–$10,500, FICA (Social Security + Medicare) ~$5,738, and Minnesota state income tax ~$3,600–$3,800. That leaves an estimated take-home of about $54,000–$57,000 per year before any other deductions like 401(k) or health insurance.
How does Minnesota compare to no-income-tax states?
In a state with no income tax (like Texas or Florida), a $75,000 earner saves the ~$3,600–$3,800 in Minnesota state tax, keeping roughly $3,500 more per year. Over a career, that gap is significant — but Minnesota also funds services including public education and infrastructure from that revenue.
Does Minnesota have local income taxes?
No, Minnesota does not have city or county-level income taxes. Only the state income tax, federal income tax, and FICA payroll taxes are withheld from most Minnesota paychecks (plus any voluntary deductions like retirement contributions or health benefits).