Utah Paycheck Calculator
From gross salary to the number that actually hits your bank account
Utah taxes personal income at a flat rate of 4.50% for the 2025 tax year — reduced from 4.55% after Governor Spencer Cox signed HB106 in March 2025, applying retroactively to January 1, 2025. Unlike states with progressive brackets, every dollar of Utah taxable income is taxed at the same 4.50%, whether you earn $30,000 or $300,000. This predictability is a distinctive feature of Utah's tax code.
Even with a relatively modest flat rate, Utahns still owe federal income tax (10%–37% depending on income and filing status) and FICA taxes — 6.2% for Social Security (on wages up to $176,100 in 2025) and 1.45% for Medicare, with no wage cap. Together, these federal obligations typically represent the largest share of payroll deductions.
Worked example on a $75,000 salary (single filer, standard deduction): Federal income tax comes to roughly $9,200, FICA withholding is about $5,738, and Utah state income tax adds approximately $3,375 (4.50% × $75,000 after Utah deductions). Total estimated deductions: ~$18,300, leaving a take-home of roughly $56,700 per year ($4,725/month). Compared to no-income-tax states like Nevada or Texas, a Utah worker at this income level pays roughly $3,375 more in state taxes annually.
This calculator provides estimates — actual withholding may vary based on filing status, pre-tax benefits (401k, health insurance), and tax credits.
Practical example — Utah
On a $75,000 salary in Utah (single filer, 2025), estimated take-home pay is approximately $56,700 per year, or about $4,725 per month, after federal income tax, FICA, and Utah's 4.50% flat state income tax.
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❓ Frequently asked questions
Does Utah have a state income tax?
Yes. Utah levies a flat state income tax of 4.50% on all taxable income for the 2025 tax year, following a cut from 4.55% enacted by HB106 in March 2025.
Is Utah's income tax flat or progressive?
Utah uses a flat (single-rate) tax system. Every taxpayer pays 4.50% on their Utah taxable income regardless of how much they earn. There are no graduated brackets like in California or New York.
How much is taken out of a paycheck in Utah?
For a $75,000 annual salary (single filer), expect roughly $9,200 in federal income tax, $5,738 in FICA (Social Security + Medicare), and about $3,375 in Utah state income tax — leaving approximately $56,700 in take-home pay per year.
Has Utah's income tax rate changed recently?
Yes. Utah has cut its flat income tax rate several times in recent years: from 4.95% (2021) to 4.85% (2022), 4.65% (2023), 4.55% (2024), and 4.50% (2025, via HB106 signed March 2025).
Does Utah have any income tax credits that reduce my bill?
Yes. Utah offers a taxpayer tax credit that phases out at higher incomes, effectively lowering the tax burden for lower- and middle-income filers. There are also credits for retirement income, dependent children, and Social Security benefits received.